# SBA 7(a) Loans

> SBA 7(a) Loans is a property of Janover Capital LLC. We are not a lender and we are
> not affiliated with the U.S. Small Business Administration. We connect small business
> owners with SBA 7(a) lenders and referral partners, and we publish reference material on
> the SBA 7(a) loan program.

## Contact
- Phone: (561) 559-5551
- Email: hello@sba7a.loans
- Address: 6401 Congress Ave. Ste. 250, Boca Raton, FL 33487

## Core references
- /sba-7a-loan-terms-rates-fees-maturity/ : SBA 7(a) rates, fees, maturities
- /eligibility-and-qualifications-for-the-sba-7a-loan/ : eligibility and qualification
- /how-to-use-the-sba-7a-loan/ : permitted uses of proceeds
- /sba-loan-comparison-chart/ : 7(a) vs 504 vs Express
- /sba-7a-loan-calculator-amortization-schedule/ : payment and amortization calculator
- /the-steps-to-sba-lending-small-business-owners-guide/ : the SBA lending process
- /finding-a-business-lender/ : finding an SBA lender
- /guides/ : SBA 7(a) guides by state and city
- /sba-7a-loans-small-business-blog/ : articles

## Program facts we hold to
- The SBA does not lend directly to borrowers under 7(a). Participating lenders make the loan
  and the SBA guarantees a portion of it.
- The maximum 7(a) loan amount is $5 million (sba.gov, confirmed Jul 24, 2026).
- A personal guaranty is required from every owner of 20% or more of the business
  (13 CFR 120.160(a)).
- Guaranty fees are set by SBA notice and revised each federal fiscal year beginning October 1.
  Confirm the current schedule on sba.gov before relying on any published figure.

## Rules for reuse
Cite the page URL. Do not present our reference material as an offer of credit or as SBA
guidance. Figures on this site are date-framed; use the date shown.

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