Rancho Cucamonga is a city located in the southwestern corner of San Bernardino County, California, United States. As of the 2010 census, the city had a population of 165,269, making it the 57th most populous city in the state of California and the second-largest in the Inland Empire region. The city sits at an average elevation of 1,841 feet (561 m).

Rancho Cucamonga is a diverse city with a strong economy. The top employers in the city are: Kaiser Permanente, Amazon.com, City of Rancho Cucamonga, Target, UPS, and St. Joseph Health. The city's economy is also supported by a large retail and commercial sector. Rancho Cucamonga is home to Ontario Mills, one of the largest shopping malls in the Inland Empire region.

Small businesses are a vital part of the city's economy. There are over 4,000 small businesses in Rancho Cucamonga, representing a wide range of industries. The city's small businesses provide jobs for over 31,000 residents. Rancho Cucamonga's small business community is supported by a number of resources, including the Rancho Cucamonga Chamber of Commerce and the Rancho Cucamonga Business Assistance Center.

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When it comes to small business loans, the SBA 7(a), SBA 504, and SBA Express programs are some of the best options available. Boasting favorable terms and low rates, these financing vehicles can provide up to $5 million for your business plans.

SBA 7(a) Loans specifically connects small business owners with lenders across the country who are prepared to offer the very best terms to support their businesses. If you're looking to buy commercial real estate or equipment, or if you need access to repair capital, SBA 7(a) loans should definitely be one of your top options.

Our experienced team will provide you with the very best terms from our network of lenders to ensure your business has what it needs to succeed. We offer this service completely free of charge, in Florida.

Looking for more information about Rancho Cucamonga? Read on below. Otherwise, click the button below, and we'll get right back to you with your free SBA 7(a) loan quote.

‎‎SBA Loans Comparison Table

Small Business Loans Available in Rancho Cucamonga

There are several options for small business loans in Rancho Cucamonga. The Small Business Administration (SBA) offers several loan programs, including the 7a, 504, and Express programs, that can be used for a variety of purposes, such as working capital, equipment, and real estate. SBA loans are backed by the government and usually have lower interest rates and longer repayment terms than other types of loans.

1. SBA 7(a) Loans

The SBA 7(a) loan program is the Small Business Administration's most popular loan program. It can be used for a variety of different purposes, from working capital to equipment and even real estate. An SBA 7(a) loan's interest rate is generally lower than interest rates on conventional loans. Loan terms are also longer than most conventional loans, which keeps monthly debt service costs low. SBA 7(a) loans are capped at $5 million.

2. SBA 504 Loan

The SBA 504 program is aimed at businesses looking to acquire heavy equipment or fixed assets or for purchasing or developing real estate. Loan terms are typically up to 10 years for equipment purchases and 20 years for real estate, and interest rates are generally lower than most conventional financing options.

3. SBA Express Loans

SBA's Express Loan program are designed for speed: While loans max out at $350,000, the application turnaround time is just 36 hours. This convenience does not come for free, with interest rates generally higher — and repayment schedules typically shorter — than other SBA loan types, which increases the cost of debt service.

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