What is the SBA 7(a) Loan Interest Rate?

Interest rates for the SBA 7(a) loan depend on the amount of the loan. They’re divided into two groups: 

 Interest rates for SBA 7(a) loans

1. Loans with a maturity of greater than seven years; loan amount:

  • Less than $25,000 – 9% interest

  • Between $25,000 and $50,000 – 8% interest

  • Over $50,000 – 7% interest

2. Loans with a maturity of less than seven years; loan amount:

  • Less than $25,000 – 8.5% interest

  • Between $25,000 and $50,000 – 7.5% interest

  • Over $50,000 – 6.5% interest


To learn more about the SBA 7(a) loan program or to get a free quote, simply click the button below to connect with our partners at lendio!