Posts tagged SBA CRE Loans
What Are The Best Franchises to Start With an SBA 7(a) Loan?

While you might already know that SBA loans are available to many franchises, you might not know how they stack up against each other. In this article, we’ll take a look at some of the most successful franchises that can be funded with SBA loans and compare their performance based on their loan default rates.

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What is the Required Debt Service Coverage Ratio (DSCR) for SBA 7(a) Loans?

Debt service coverage ratio, or DSCR, is one of the most important factors lenders look at when approving a loan. DSCR is calculated by dividing a business’s net operating income by their total debt service. For SBA 7(a) financing, most lenders want a borrower to have a DSCR of 1.25x or more.

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Getting 100% Commercial Real Estate Financing With An SBA 7(a) Loan

While most forms of SBA 7(a) loans require at least 5-10% down, some lenders are now offering 100% commercial property financing with SBA 7(a) loans. That means that, if they qualify, a borrower doesn’t have to put anything down to acquire a commercial property with a 7(a) loan.

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